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Financial Detox Challenge Day 7

Day 7 – Celebrating Progress: Reflections and Future Planning  Welcome to the final day of our “7-Day Financial Detox Challenge”! Today is all about reflection and planning for the future. We’ll review the progress you’ve made over the past week and set goals for continued financial growth and security. Key Points Reflecting on the Week’s […]

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Financial Detox Challenge Day 6

Day 6 – Tackling Debt: Clarity and Strategies Welcome to Day 6 of our “7-Day Financial Detox Challenge.” It’s time to tackle a topic that many find daunting: debt. Understanding and managing your debt is crucial to achieving financial freedom. Today, we’ll explore different types of debt, strategies to manage them, and how to prevent […]


Financial Detox Challenge Day 5

Day 5 – Crafting Your Future: Budget Reboot On Day 5, we take all the insights gained and channel them into drafting a revised budget. This includes creating a crucial line for ’emergency savings.’ Key Points Harnessing Your Financial Insights Utilising Past Data – Analyse your past spending habits, income fluctuations, and savings patterns to […]

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Financial Detox Challenge Day 4

Day 4 – Defining Essentials: Navigating Needs and Wants Day 4 of our challenge is a deep dive into categorising your expenses into ‘needs’ and ‘wants.’ This exercise will help you understand your spending motives and prioritise effectively. Key Points Defining ‘Needs’ and ‘Wants’ Clarifying Definitions – ‘Needs’ are expenses necessary for basic survival and […]


Financial Detox Challenge Day 3

Day 3 – Balancing Joy and Budget Day 3 focuses on balancing life’s pleasures with your budget. We’ll guide you through assessing the joy versus cost of your regular treats and prioritising high-joy, low-cost options. Joy vs. Cost Assessment of Pleasures Understanding Value This process involves evaluating how much happiness or satisfaction you derive from […]

Detox challenge day 2

Financial Detox Challenge Day 2

Day 2 – The Power of Tracking Welcome back! Day 2 of our “Financial Detox Challenge” is all about gaining awareness of your daily spending. We’ll explore the importance of tracking every penny and categorising your expenses. 1. The Importance of Daily Expense Tracking Why It Matters Daily expense tracking is essential because it provides […]

financial detox challenge day 1

Financial Detox Challenge Day 1

Day 1 Uncover Hidden Spending A downloadable challenge that includes daily emails with tasks designed to help you identify wasteful spending, understand your financial habits, and start thinking about savings.  Welcome to “The 7-Day Financial Detox Challenge,” designed specifically for women over 55 who want to enhance their cash flow and achieve financial peace of […]

what is an emergency fund and why you need one

What is an Emergency Fund and Why You Need One

Unexpected expenses are a part of life. Whether it’s a medical bill, car repair, or a sudden job loss, unexpected expenses can put a strain on your finances. That’s where an emergency fund comes in. An emergency fund is money that you set aside to cover unexpected expenses, providing a financial safety net and peace […]

Common emergency fund mistakes

Common Emergency Fund Mistakes to Avoid

Building an emergency fund is an essential step towards financial stability. It can provide a safety net during difficult times, such as unexpected medical bills, job loss, or a natural disaster. However, there are some common mistakes that people make when building their emergency fund.  In this blog post, we’ll discuss these mistakes and how […]

Building an emergency fund

Building an Emergency Fund

Saving money is an important aspect of personal finance, and building an emergency fund is an essential part of that. An emergency fund can help provide you with financial security and peace of mind in the event of an unexpected expense or emergency. But building an emergency fund can be challenging. It requires discipline, dedication, […]

Life is unpredicable

Life Can Be Unpredictable

Are you prepared for unexpected expenses? Whether it’s a sudden car repair, a medical emergency, or a job loss, unexpected expenses can arise at any time and disrupt your financial stability. That’s why building an emergency fund is crucial for anyone who wants to achieve financial security. In this blog post, I, the Emergency Fund […]

stop subscriptions 2

Stop Wasting Money on Subscriptions

A quick question.  How often do you check your bank statement?  Do you open and read every email? I ask you because if you’re not regularly checking your bank statements and emails – it could be costing you hundreds of pounds. Look I know – when money is tight one of the last things we […]