The Emergency Fund Queen.

Well, I suppose it’s time to talk about myself.

If you saw me at a party, I’d probably be the one sitting quietly in the corner, observing the scene. I’m not the best talker in a crowd, but get me one-on-one, talking about something I’m passionate about, and you won’t be able to shut me up.

I learned pretty late in life, but not too late, that I’m a classic introvert.

I was born and raised in London to Caribbean parents who immigrated to the UK in the early 1960s. I’m a proud mother of two children, and now, I’m also a doting grandmother. For a while, I was also a foster carer.

Throughout my career, I’ve had the opportunity to work in various fields, including teaching, childcare, social work, and training.

I discovered the world of personal development and after attending a number of seminars  I decided to become a life coach, and I began my online training journey in 2013. I also had a dream of becoming an author and started that journey in 2012.

At the end of 2012 my mother sadly passed away. Still grieving her loss in early 2013 I was struck with Viral Meningitis. Over the next 2 years I was struck down twice more and by then was diagnosed with Moleret’s Meningitis. 

In fact I first suffered Viral Meningitis at the age of 18 and to date I’ve been struck down a total of 6 times each time with an extensive hospital stay.

Those experiences strengthened my resolve to publish a book which I did in 2016. To date I have published 11 Kindle eBooks and 6 paper back books.  I also helped my step mother publish her first book.

I am showcasing some of those books on this website just because I can. I’m passionate about writing and publishing, and I can’t wait to see where this journey takes me next.

It was through my experience dabbling in the entrepreneurial world that I became interested in personal finance. Facing my own financial problems led me to explore building an online business, but my success with various projects was hit and miss. However, I gained valuable knowledge and skills in many areas.

Since 2018, I’ve devoted a significant amount of time to improving my financial knowledge. I wish I had known then what I know now. I may have made different decisions.

However, I’ve taken on the mantra of “no shame, no blame” when it comes to my past financial decisions. What’s important is the decisions I make now about my money.

The first and most crucial step I took towards financial security was building an emergency fund.

It was not easy since I started with savings of only £586.61 in 2018 while still having outstanding debts. But through dedication and discipline, I eventually worked my way up to six months’ worth of living expenses.

Building an emergency fund not only taught me how to save but also how to prioritise my spending and cut back on unnecessary expenses.

It has given me the peace of mind of knowing that I have financial security to fall back on should I experience an unexpected financial emergency.

A lot of information on this website will take back to the importance of having an emergency fund. I do not apologise for that. It has been life changing for me to have an emergency fund.

Living life with less financial stress and more financial peace is priceless!

So, how can I help you?

I can help you build your own emergency fund of up to £10,000 using my 4E Emergency Fund Engine.